RISK WARNING: Your capital is at risk. The risks include: the lack of liquidity in this market in terms of being able to realise investments and the loss of the value of investment. When you invest any loss in value will not be covered by the Financial Services Compensation Scheme.
Please read FULL risk warning.
JustUs plans to disrupt the lending landscape and become the provider of the biggest range of consumer mortgages and loans.
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JustUs plans to disrupt the lending landscape and become the provider of the biggest range of consumer mortgages and loan
With 6m self-employed people in the UK finding it difficult to secure a mortgage, and the same number of mortgage-free home-owners struggling to arrange equity release, alongside millennials and over-60s to whom mortgages seem unachievable. We see this market, and the products offered within it as being ripe for innovation and disruption. Mortgage product innovation has traditionally been archaically slow. Our product range can innovate quickly to accommodate shifts in the property of wider financial services markets.
With P2P capital adequacy at 0.1% as opposed to challenger banks 10% to 15% - Balance sheet hungry banks and finance houses will find it difficult to compete with the global JustUs financial model.